Are there any car insurance companies that ignore credit reports?
- I agree with April. I have listed a company below that does not run a credit check. Good Luck :
- It depends on your state. I live in WA and I believe that all companies order the score. Sometimes even with the bad score the rate is not so bad if you have a good driving record. I would try them all just to see. You have a bad score already, what do you have to lose? Good luck
- If you live in CA or MA, credit score is not used. If you want a company like Leader Infinity to skip the credit score, they ume you have the lowest credit score, and you get the highest rates. In other words, skipping the score is NEVER going to give you a better rate than a score - as you will always get igned the worst rate. So it's kinda pointless
- It varies from state to state. In California it is illegal for an insurance company to run credit. I know of only one company that does not run a credit report nationwide. They do not even ask for your ss#
- Insurance will only do a credit check if you are applying to pay by instalments, if you are paying in one go it does not matter what credit rating you have
- It depends on where you live and the companies all have different criteria for determining your rates. The best thing to do is just shop around and find a company that fits in your budget with the coverage you need. To get car insurance quotes from all the major providers all you need is your zip code and this link.combinedautoinsurance.com /
- There is a company based in Texas and California that underwrites 47 states. They do not run a credit report. I like there saying "What does credit have to do with driving? Nothing!" I put there contact info below
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Knowledge Base: Car Insurance
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Knowledge Base: Car Insurance Companies
i think it is horrible that they base car insurance rates on your credit history. having bad credit doesn't make you a bad driver. if they are worried about you paying the bill, why do they make it higher if you have bad credit? is not that a little messed (car insurance companies)
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i am shopping for car insurance and want to look for reviews of all the major companies out there. i want compe ive prices, but good customer service is top priority, such as not trying to find a way out of paying me if i have an accident and not (car insurance companies)
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